A New 403(b)
A (b)etter way to save.
"Most active mutual funds are more interested in collecting fees than in boosting returns for investors"
- David Swenson, Chief Investment Officer, Yale University Endowment Fund
$0 Commissions. $0 Revenue Sharing. 0% Charged to Plan Assets.
The Flat Fee 403(b)
MILLIONS MORE IN SAVINGS FOR THE RETIREMENT INVESTOR.
Unique and Impactful Pricing Philosophy
Many 403(b) and 401(k) plans today compensate service providers through what is known as revenue sharing. Brokers, recordkeepers, and other services providers “share” a percentage of the revenue generated from mutual fund expenses.
The Flat Fee 403(b) exposes the increasing compensation that some providers receive, year after year, even though their services remain the same.
As a Registered Investment Advisory firm, Evidence Advisors has always acted in a fiduciary capacity for our wealth management clients, and we have never charged a commission for investment management. The Flat Fee 403(b) is our newest way to bring advanced solutions to more investors by providing wealth management-like services to 403(b) plans and participants.
The Flat Fee 403(b) is provided by Evidence Advisors Investment Management through our strategic partnership with Vanguard Retirement Plan Access.
"The miracle of compounding returns is overwhelmed by the tyranny of compounding costs."
- John Bogle, Founder of The Vanguard Group
Investments Designed to Match Nonprofit Culture and Values.
ValuesVest is the name of our advisory service designed to provide ESG investment solutions to 403(b), 457, and 401(k) retirement plans.
What is ESG Investing?
The acronym ESG stands for Environmental, Social, and Governance. ESG Investing is the term used today to encompass Socially Responsible Investing, Sustainable Investing, Impact Investing, and Faith-Based Investing.
Contact Us to learn more about how to incorporate ESG options into you 403(b) retirement plan.
The Return of The Pension
THIS TIME IT'S PERSONAL
Turning 401(k) and 403(b) Into Lifetime Income
Though pensions have largely disappeared, the need for reliable, pension-like income has not, and investing for retirement requires more education and personal responsibility than ever before. However, with the proper investment advice and retirement planning tools, the feeling of a secure retirement can become a reality again.
In The Return of the Pension, I share some of the valuable tips and information that you and your company can begin using today to build, repair, or completely remodel your retirement plan to provide a steady stream of retirement income to replace the bygone pensions of the past.
Think of this book as your road map to measuring and improving your employees’ success ratio for retirement planning, enabling you to become a reliable guide for the people who make your company great.
Part 2 of My Interview On 930 AM with Bobby and JJ Radio.
In this segment we talk about the creation of the book and how it is helping business and employees.
The Flat Fee 401(k)
Our original flat fee service is The Flat Fee 401(k). The explanation in this video applies to both 401(k) and 403(b).
The Flat Fee 403(b) is a more recent service provided by Evidence Advisors Investment Management through our strategic partnership with Vanguard Retirement Plan Access.